PNB Car Loan Punjab National Bank offers a variety of mortgage lending systems at competitive rates from 6.50% p.a. With a maximum loan of ISK 1 million. You have the scope to extend the repayment period up to 30 years (maximum). PNB Car Loan
The appropriate handling fee is 0.35% of the loan amount plus VST. EWS, LIG and MIG applicants can enjoy special interests under the PMAY system through PNB. Punjab National Bank, one of the country’s public banks, offers various types of mortgages PNB Car Loan
pnb car loan interest rate
Some real estate loans available – are PNB Max Saver, PNB Gen-Next Housing Finance, and PNB Pride Housing Loan. The bank has a home loan of over Rs 75 million with an attractive interest rate. PNB Car Loan
1. Gen-Next Housing Loan–
Lack of capacity of the maximum loan that can be used is subject to review of fixed-rate loans (LTV) ratio
The repayment period of the loan is 30 years
Will be received by IT professionals, PSBs / PSUs / government employees
Compare: Loans interest rates at all banks PNB Car Loan
2. PNB Max Saver–
Allows beneficiaries to credit their balance to an overdraft account
A minimum of Rs 10 million is available upon loan
According to this method, the current balance of the loan will be taken into account for the conversion of the loan.
Interest rate: 6.65% p.a. for 7.95% p.a.
3. PNB Pride Housing Loan-
Will be availed at an attractive price.
The loan can be repaid in 30 years including the moratorium period.
Residents of major cities and metro cities can enjoy a maximum benefit of Rs 1 crore. 50 lakhs for another place.
Operating Cost: Nil
Punjab National Bank interest rates
Loan Slab Interest rates (p.a.)
About Rs.30 lakh 6.95%
Over Rs.35 lakh 7.20%
pnb car loan emi calculator
Are you planning to take out a mortgage loan from Punjab National Bank? Consider using the EMI home equity calculator provided by BankBazaar to find out which EMI you have to pay. To find EMI payment you just need to enter details such as loan, activity, interest rate, labor cost, etc., and click on the ‘Select’ button. PNB Mortgage Lender for April 2022 PNB Car Loan
The website also allows you to view payment terms. The desk helps you understand the payback period, and how much EMI the principal, and interest are reported monthly and annually. PNB Car Loan
Punjab National Bank Mortgage Lender
It can be used by both individuals and joint ventures
Age must be over 18 years old
There should be a regular income
Must be under 50 years old (For PNB Flexible Housing Loan)
Information needed for PNB Mortgage
The following is the list of documents that must be submitted to the bank authorities to obtain a mortgage from the Punjab National Bank: PNB Car Loan
Loan application success
proof of identity
The evidence exists
evidence of age
evidence of education
proof of income
Bank statement for the last six months
Proof of income from co-borrowers / spouse/child income (if any)
ITR for the past 3 years
Determination of Determinants and Performance of Income
for the salaried class
Income Statement / Salary Certificate showing all salaries and salaries provided by the employer
Bank details of salaries for the last 6 months
For Agriculturist: Crops and land records or other proof of income
Note: Bank staff can ask for more information as needed on a case-by-case basis. So, cross-check with the bank staff about the information that needs to be submitted. PNB Car Loan
Punjab National Bank (PNB) Pradhan Mantri Awas Yojana
The bank provides loans to the Economically Weaker Section (EWS), Low Income Group (LIG), and Middle Income Group individuals for home purchase, development, and expansion.
The loans are provided through the Credit-Linked Subsidy Scheme (CLSS) under the Pradhan Mantri Awas Yojana (PMAY) scheme. Interest rates range from 3% p.a. up to 6.5% per annum depending on the category below which the beneficiary falls.
The table below lists the categories, annual household income, and interest rates available on the CLSS
Level Annual Household Income Interest Rate
Economically Weaker Section (EWS) Up to Rs.3 lakh 6.50%
Low Income (LIG) Rs.3 lakh to Rs.6 lakh 6.50%
Middle Income Group – I Rs.6 lakh to Rs.12 lakh 4%
Middle Income Group-II Rs.12 lakh to Rs.18 lakh 3%
|official website||click here|